A good friend of mine used to admin two March Madness pool's. I think I started playing in 2009 or 2010. One pool was 20 dollars, the other was forty. In 2013 I played just the 40 dollar pool and won $1,500.00. A few weeks later I received a substantial rebate check. For whatever reason, I had little amounts of money coming in from odd avenues beginning with that pool and ending on May 7th 2013. Thinking back now, I probably should have played the lottery as much as I could but instead my internal voice never yelled "don't be frivolus, save your money".
Although the last two years of my corporate career were pretty bad, I think the signs really appeared sometime mid June 2014.